If your credit score is important to you, then you may want to get a copy of your credit file. It is true that an identity theft occurs to 1 American every second of the day and night. And with all of this fraud going on, someone has to stop it. It is important to have your credit protected to keep criminals from getting into your life where they do not belong. If you do have charges on your credit report, they can be taken off, but the longer they are there the more damage occurs to your credit.
You can receive a free credit report once a year. However, more so than your credit report, a solution needs to be taken into consideration for protecting your credit. A credit report that is unprotected is a prime target for criminals. With credit protection, no one is able to apply or buy anything against your credit. What most criminals do is when they do get a hold of your credit, they will change your address and contact information so that you are not aware of any past due balances that are on your report.
Because of this digital fraud, it is highly important to stay protected. The small fee for credit protection is nothing against the heartache that could result from an unprotected credit report.
So if you have not checked your credit, make it a priority to check it today. Staying on top of your financial future will reward you by having error free and criminal free credit that you can rest easy at night with.